INSURANCE MANAGEMENT
The insurance management features of OPTO are an integral part of OPTO
II. Most of the
information needed for the insurance forms is automatically obtained as you let OPTO
compute the charges for your daysheet. It takes only seconds to complete the actual form.
The complicated rules needed for Medicare are followed automatically, so you needn't be
concerned about learning them. You may customize forms easily for other plans, so
OPTO
learns how to fill them out with a different set of rules. This way you dont have to
remember how fill out forms differently for each insurance plan.
TRACKING OUTSTANDING INSURANCE CLAIMS
The patient will receive a bill for any outstanding charges that are his
responsibility, such as deductibles, co-payments and non-covered services.
Amounts owed by each participating plan, such as Medicare or VSP is tracked on a ledger
system for each plan. The accounts receivable aging report shows the dates of service and
amounts due for each patient billed to that plan. Amounts over the maximum allowed can be
written off automatically. This helps you keep track of overdue payments from each
participating plan. An insurance claim inquiry form can be used to send to insurance
companies to check on overdue unpaid claims.
FILLING OUT INSURANCE FORMS
The HCFA1500 form for use with Medicare and most other companies is included with the
program. Most state Medicaid forms, as well as many other special forms such as General
Motors, MES in California, Michigan Blue Cross/Blue Shield Vision, Equicor, Ohio Medical
Value Plan, and Oregon Blue Cross/Blue Shield may also be completed.
It is an easy procedure to have the form printed by OPTO in a matter of seconds. The
laser printer will either print the entire HCFA form and the doctors' signature on plain paper
or fill in the red HCFA form.
CPT-4 Codes are attached to the fee schedule and over 1000 ICD-9 Codes are already
entered and stored for use on the insurance forms. The ICD-9 code list is arranged so that
you may pick only codes that Medicare will accept according to Medicare's latest rules.
Medicare
OPTO includes the ABN (Advanced Beneficiary Notice) required by
Medicare to explain to patients what may not be covered, what extra charges they may incur, and a "signature-on-file"
letter.
VSP MANAGEMENT
You may automatically fax an authorization list straight from the computer to VSP using
the appointment scheduler.
There is a patient note to enter the coverage information received from VSP. This is
then used to fill out the Basic Benefit form.
By registering the plan, grid, and comment numbers, you can print out a worksheet with
what all of those numbers mean. This eliminates looking through many manual pages.
OPTO
has all of this information built into the computer. The VSP form may then be printed on
plain paper with copies for VSP, the lab, and the doctor.
OPTO gives you a lot of help entering VSP checks into the system, so you can make sure
VSP paid the correct amount. Patient frame charges and contact lens discounts are
automatically calculated. Your lab bill and reserve deductions are taken into account when
entering the check.
ELECTRONIC BILLING
We send an NSF file through a clearing house for most Medicare and Medicaid carriers.
This is done automatically with a press of a key. Some commercial insurance carriers are
also supported with this method. The set-up charge for this option is $500.
MediCal (California)
We have gone to a great deal of effort to help you complete California's MediCal
forms. A separate set of MediCal procedure codes including qualifier codes is included for
those doctors needing to handle MediCal.
OTHER MEDICAID FORMS
We fill out specialized Medicaid forms in most states including California, Colorado,
Indiana, Massachusetts, Michigan, and, Ohio.